Home Buying Options
For the Dawes Mortgage Team, customer service is a way of life. We are dedicated to finding great rates and loan options for our customers while offering some of the fastest turn times in the industry. Our goal is to help you through every step of the loan process — from application to closing and beyond. We work to exceed your expectations.
You Have Options
Loan Products
First Time Home
Designed to help those who haven't previously owned a home (or haven't recently) purchase their first property.
Conventional Loan
Good credit and stable income? Conventional loan options provide more flexibility and fewer restrictions.
FHA Program
Offering flexible qualification guidelines to help people who might not qualify for a conventional mortgage.
Bridge Loan
Borrow money for the new property while waiting to sell the old one, using your current home as collateral.
Trade-In Mortgage™
Innovative loan helping home owners qualify for their next mortgage until they sell their current home.
Grant Programs
The State of Ohio through the Ohio Housing Finance Agency provides 2.5% & 5% down payment assistance.
VA Loan
Helping eligible service members, veterans, and their surviving spouses purchase or refinance a home.
USDA Loan
A USDA home loan is a zero-down-payment mortgage option for home buyers that are in eligible towns and rural areas.
Self-Employed Loan
Freelancer, gig worker, or business owner hoping to buy a home, a self-employed mortgage may be in your future.
DSCR Loan
For real estate investors seeking to expand their portfolios, DSCR loans offer a powerful financing solution.
Refinance Loan
A refinance, or refi, revises and replaces terms of an existing loan or mortgage for more favorable conditions.
Manufactures Homes
Manufactured homes can be financed using FHA, VA, or Conventional Loan. Get detailed options.
Realize Your Dreams Of Homeownership In The Buckeye State
We are dedicated to helping people realize the dream of homeownership and that mission starts right here in Ohio. From the excited first time home buyer who just found their perfect place, to the longtime homeowner ready to refinance and save, we believe every person deserves a mortgage lender who listens, advises honestly, and responds quickly. Our Salem team brings local knowledge, flexible programs, and genuine care to every single closing table.