Grant Programs
Why Fairway
Stabilize Your Housing Costs
Ohio Housing Finance Agency (OHFA) programs
The State of Ohio through the Ohio Housing Finance Agency provides 2.5% & 5% down payment assistance or lower than market interest rate with no assistance using the following programs:
- First Time Homebuyer – first time home buyer programs offered to those who haven’t owned a home within 3-years, or ever.
- Heroes – Active Military, Veteran, Fire Fighter, EMT, Paramedic, licensed Health Care Worker, Teacher, Police Officer.
- Grants for Graduates – Graduate of college within 48-months and first-time homebuyer
- Next Home – recent homeowner, not a First Time Home Buyer.
- Target Area – specified area for assistance.
Amount of assistance is considered a 2nd mortgage at 0.00% interest rate for 7-years. Fully forgiven after 7-years, fully repaid if sold within 7-years. Borrower income cannot exceed maximum allowable income limit.
You Have Options
Loan Products
First Time Home
Conventional Loan
FHA Program
Bridge Loan
Trade-In Mortgage™
Grant Programs
VA Loan
USDA Loan
Self-Employed Loan
DSCR Loan
Refinance Loan
Manufactures Homes
Realize Your Dreams Of Homeownership In The Buckeye State
We are dedicated to helping people realize the dream of homeownership and that mission starts right here in Ohio. From the excited first time home buyer who just found their perfect place, to the longtime homeowner ready to refinance and save, we believe every person deserves a mortgage lender who listens, advises honestly, and responds quickly. Our Salem team brings local knowledge, flexible programs, and genuine care to every single closing table.